---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-25-000208"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:43:40.160659+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Renasant Q2 net income $1.0M; adjusted EPS $0.69; merger closed April 1

## Summary
- Net income $1.0M, diluted EPS $0.01; adjusted diluted EPS $0.69 (non-GAAP) vs $0.66 prior quarter.
- Net interest income $222.7M, up $85.3M linked quarter; net interest margin 3.85%, up 40 bps.
- Merger with The First Bancshares closed April 1, adding $7.9B assets; merger expenses $20.5M and Day 1 provision $66.6M.
- Organic loan growth $311.6M (6.9% annualized); organic deposit growth $361.3M (6.8% annualized).
- Provision for credit losses $81.3M, including $66.6M Day 1 provision; net charge-offs $12.1M.

## SEC filing metadata
- accession: 0000715072-25-000208
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507225000208/0000715072-25-000208-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507225000208/rnst-20250722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-25-000208
- JSON: https://secwatch.observer/filing/0000715072-25-000208.json
- Plain text: https://secwatch.observer/filing/0000715072-25-000208.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.