{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-25-000224","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.972869+00:00","generated_at":"2026-05-17T02:04:17.515755+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Renasant Q3 net income $59.8M, adjusted EPS $0.77; loan growth 9.9% annualized; new $150M buyback","bullets":["Net income Q3 2025 of $59.8M ($0.63 diluted EPS); adjusted diluted EPS $0.77, up from $0.69 linked quarter.","Net interest margin (FTE) 3.85%; adjusted NIM 3.62%, up 4 bps linked quarter; net interest income $228.1M.","Loans grew $462.1M (9.9% annualized) linked quarter; deposits fell $158.1M due to public fund seasonality.","Board approved new $150M stock repurchase program through Oct 2026, replacing expired $100M program.","Credit quality: NPLs/total loans 0.90% (up from 0.76% linked quarter); net charge-offs $4.3M; provision $10.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-25-000224","json":"https://secwatch.observer/filing/0000715072-25-000224.json","markdown":"https://secwatch.observer/filing/0000715072-25-000224.md","text":"https://secwatch.observer/filing/0000715072-25-000224.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000224/0000715072-25-000224-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000224/rnst-20251028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:04:17.515755+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}