---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-25-000224"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2025-10-28T23:59:59+00:00"
generated_at: "2026-05-17T02:04:17.515755+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Renasant Q3 net income $59.8M, adjusted EPS $0.77; loan growth 9.9% annualized; new $150M buyback

## Summary
- Net income Q3 2025 of $59.8M ($0.63 diluted EPS); adjusted diluted EPS $0.77, up from $0.69 linked quarter.
- Net interest margin (FTE) 3.85%; adjusted NIM 3.62%, up 4 bps linked quarter; net interest income $228.1M.
- Loans grew $462.1M (9.9% annualized) linked quarter; deposits fell $158.1M due to public fund seasonality.
- Board approved new $150M stock repurchase program through Oct 2026, replacing expired $100M program.
- Credit quality: NPLs/total loans 0.90% (up from 0.76% linked quarter); net charge-offs $4.3M; provision $10.5M.

## SEC filing metadata
- accession: 0000715072-25-000224
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2025-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507225000224/0000715072-25-000224-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507225000224/rnst-20251028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-25-000224
- JSON: https://secwatch.observer/filing/0000715072-25-000224.json
- Plain text: https://secwatch.observer/filing/0000715072-25-000224.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.