secwatch.observer — SEC 8-K summary
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Issuer:     RENASANT CORP (RNST)
CIK:        0000715072
Form:       8-K
Filed at:   2025-10-28T23:59:59+00:00
Accession:  0000715072-25-000224
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Renasant Q3 net income $59.8M, adjusted EPS $0.77; loan growth 9.9% annualized; new $150M buyback
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- Net income Q3 2025 of $59.8M ($0.63 diluted EPS); adjusted diluted EPS $0.77, up from $0.69 linked quarter.
- Net interest margin (FTE) 3.85%; adjusted NIM 3.62%, up 4 bps linked quarter; net interest income $228.1M.
- Loans grew $462.1M (9.9% annualized) linked quarter; deposits fell $158.1M due to public fund seasonality.
- Board approved new $150M stock repurchase program through Oct 2026, replacing expired $100M program.
- Credit quality: NPLs/total loans 0.90% (up from 0.76% linked quarter); net charge-offs $4.3M; provision $10.5M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715072/000071507225000224/0000715072-25-000224-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715072/000071507225000224/rnst-20251028.htm
  HTML page:      https://secwatch.observer/filing/0000715072-25-000224

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