{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-26-000004","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.530618+00:00","generated_at":"2026-05-16T07:42:10.166647+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Renasant Q4 2025 net income $78.9M, adjusted EPS $0.91, NIM expands 4 bps","bullets":["Net income $78.9M in Q4 2025, up from $44.7M in Q4 2024; diluted EPS $0.83, adjusted $0.91.","Net interest margin 3.89% (+4 bps QoQ); cost of total deposits down 17 bps to 1.97%.","Loans up $21.5M QoQ; deposits up $48.5M; noninterest income +$5.1M incl $2.0M from LIHTC exit.","Repurchased $13.2M stock at avg $34.29; $150M buyback program authorized through Oct 2026.","Merger expenses $10.6M in Q4; net branch consolidation gain $2.1M; integration progress."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-26-000004","json":"https://secwatch.observer/filing/0000715072-26-000004.json","markdown":"https://secwatch.observer/filing/0000715072-26-000004.md","text":"https://secwatch.observer/filing/0000715072-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507226000004/0000715072-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507226000004/rnst-20260127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:42:10.166647+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}