secwatch.observer — SEC 8-K summary
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Issuer:     RENASANT CORP (RNST)
CIK:        0000715072
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0000715072-26-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Renasant Q4 2025 net income $78.9M, adjusted EPS $0.91, NIM expands 4 bps
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- Net income $78.9M in Q4 2025, up from $44.7M in Q4 2024; diluted EPS $0.83, adjusted $0.91.
- Net interest margin 3.89% (+4 bps QoQ); cost of total deposits down 17 bps to 1.97%.
- Loans up $21.5M QoQ; deposits up $48.5M; noninterest income +$5.1M incl $2.0M from LIHTC exit.
- Repurchased $13.2M stock at avg $34.29; $150M buyback program authorized through Oct 2026.
- Merger expenses $10.6M in Q4; net branch consolidation gain $2.1M; integration progress.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715072/000071507226000004/0000715072-26-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715072/000071507226000004/rnst-20260127.htm
  HTML page:      https://secwatch.observer/filing/0000715072-26-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer