{"schema_version":"secwatch.filing_event.v1","accession":"0000715579-23-000004","form_type":"8-K","ticker":"ACNB","cik":"0000715579","company_name":"ACNB CORP","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.849677+00:00","generated_at":"2026-06-20T08:44:11.205693+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ACNB reports record 2022 net income of $35.8M, EPS $4.15, up 28% YoY","bullets":["Record net income $35.75M for 2022, up 28.45% YoY; basic EPS $4.15 vs $3.19.","Q4 net income $10.2M, up 126.9%; basic EPS $1.20 vs $0.52.","Net interest margin 3.33% for 2022 (+51 bps); Q4 NIM 3.99% (+141 bps).","Loans grew 4.78% to $1.54B; deposits decreased 9.37% to $2.20B.","Paid dividends $1.06/share in 2022; repurchased 206,929 shares for $6.68M."],"urls":{"canonical":"https://secwatch.observer/filing/0000715579-23-000004","json":"https://secwatch.observer/filing/0000715579-23-000004.json","markdown":"https://secwatch.observer/filing/0000715579-23-000004.md","text":"https://secwatch.observer/filing/0000715579-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715579/000071557923000004/0000715579-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715579/000071557923000004/acnb-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:44:11.205693+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cd00d24491a587dd4aaa24f3090a60ecb996f2b7","claim":"ACNB CORP reported Year ended December 31, 2022 results: net income $35,752,000, EPS $4.15.","evidence_excerpt":"ACNB Corporation (NASDAQ: ACNB), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced record financial results for the year ended December 31, 2022 with net income of $35,752,000, an increase of $7,918,000, or 28.45%, compared to net income of $27,834,000 for the year ended December 31, 2021. This year-over-year increase in net income was primarily driven by increases in net interest income of $12,181,000 and commissions from insurance sales of $2,156,000. For the years ended December 31, 2022 and 2021, basic earnings per share were $4.15 and $3.19, respectively, which is an increase of $0.96 per share or 30.09%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/715579/000071557923000004/0000715579-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Year ended December 31, 2022"},{"label":"Net income","value":"$35,752,000"},{"label":"EPS","value":"$4.15"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}