secwatch.observer — SEC 8-K summary
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Issuer:     ACNB CORP (ACNB)
CIK:        0000715579
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0000715579-23-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ACNB reports record 2022 net income of $35.8M, EPS $4.15, up 28% YoY
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- Record net income $35.75M for 2022, up 28.45% YoY; basic EPS $4.15 vs $3.19.
- Q4 net income $10.2M, up 126.9%; basic EPS $1.20 vs $0.52.
- Net interest margin 3.33% for 2022 (+51 bps); Q4 NIM 3.99% (+141 bps).
- Loans grew 4.78% to $1.54B; deposits decreased 9.37% to $2.20B.
- Paid dividends $1.06/share in 2022; repurchased 206,929 shares for $6.68M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715579/000071557923000004/0000715579-23-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715579/000071557923000004/acnb-20230126.htm
  HTML page:      https://secwatch.observer/filing/0000715579-23-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer