secwatch.observer — SEC 8-K summary
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Issuer:     ACNB CORP (ACNB)
CIK:        0000715579
Form:       8-K
Filed at:   2023-04-27T23:59:59+00:00
Accession:  0000715579-23-000039
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ACNB Q1 net income up 37% to $9.0M, EPS $1.06, NIM expands 152 bps
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- Net income $9.0M vs $6.6M in Q1 2022; diluted EPS $1.06 vs $0.76, up 39.47%.
- Net interest margin 4.19%, up 152 bps YoY; net interest income $23.1M, up 35.41%.
- Total deposits $2.1B, down 14.72% YoY as customers seek higher yields.
- Quarterly dividend raised to $0.28/share, up 7.7% from Q2 2022; payable June 15.
- Non-performing loans 0.25% of total loans; annualized net charge-offs 0.02%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715579/000071557923000039/0000715579-23-000039-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715579/000071557923000039/acnb-20230427.htm
  HTML page:      https://secwatch.observer/filing/0000715579-23-000039

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