---
schema_version: "secwatch.filing_event.v1"
accession: "0000715579-24-000056"
form_type: "8-K"
ticker: "ACNB"
cik: "0000715579"
company_name: "ACNB CORP"
filed_at: "2024-04-25T23:59:59+00:00"
generated_at: "2026-06-03T08:45:46.416699+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# ACNB Q1 net income $6.8M ($0.80 EPS), down 24% YoY; dividend raised 14.2% to $0.32/share

## Summary
- Net income $6.8M, diluted EPS $0.80 vs $1.06 YoY; sequentially up from $4.1M ($0.48) in Q4 2023.
- FTE net interest margin 3.77% vs 4.22% YoY; total loans $1.66B (+8.7% YoY).
- Nonperforming loans / total loans 0.24%; net charge-offs 0.00% annualized.
- Quarterly cash dividend raised 14.2% to $0.32/share, payable June 14 to holders of record May 31.
- Tangible common equity/Tangible assets 9.61%; net unrealized loss on AFS securities $53.0M.

## SEC filing metadata
- accession: 0000715579-24-000056
- form_type: 8-K
- ticker: ACNB
- cik: 0000715579
- company_name: ACNB CORP
- filed_at: 2024-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715579/000071557924000056/0000715579-24-000056-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715579/000071557924000056/acnb-20240425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715579-24-000056
- JSON: https://secwatch.observer/filing/0000715579-24-000056.json
- Plain text: https://secwatch.observer/filing/0000715579-24-000056.txt

## Key facts
- Earnings Releases
  ACNB CORP reported for the three months ended March 31, 2024 results: net income $6.8 million, EPS $0.80 per diluted earnings per share.
  - Period: for the three months ended March 31, 2024
  - Net income: $6.8 million
  - EPS: $0.80 per diluted earnings per share
  - Result: reported results
  source text: ACNB Corporation (NASDAQ: ACNB) (“ACNB” or the “Corporation”), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced net income of $6.8 million, or $0.80 per diluted earnings per share, for the three months ended March 31, 2024 compared to net income of $9.0 million, or $1.06 per diluted earnings per share, for the three months ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/715579/000071557924000056/0000715579-24-000056-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.