ACNB Q3 net income $7.2M ($0.84 EPS) vs $9M YoY; dividend raised 6.7% to $0.32; Traditions merger cost $1.1M

ACNB CORP

2024-Q3 EPS reported $2.96 revenue$99,011,000

Net income $7.2M, diluted EPS $0.84, vs $9.0M ($1.06) in Q3 2023; includes $1.1M merger-related expense for pending Traditions Bancorp acquisition.
Net interest margin (FTE) 3.77%, down 24 bps YoY; total loans $1.68B, up 3.8% YoY; nonperforming loans rose to 0.39% from 0.19% due to one healthcare relationship.
Tangible book value per share $29.90, up from $27.82 in Q2 2024 and $23.80 a year ago.
Regular quarterly cash dividend increased to $0.32/share, up $0.02 (6.7%) from prior year; payable Dec 13, 2024 to holders of record Nov 29, 2024.
Core return on average assets 1.32% and core return on average equity 10.81%; total borrowings $293.1M, up 91.1% YoY.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.