secwatch.observer — SEC 8-K summary
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Issuer:     ACNB CORP (ACNB)
CIK:        0000715579
Form:       8-K
Filed at:   2025-01-23T23:59:59+00:00
Accession:  0000715579-25-000011
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ACNB Q4 net income up 61% YoY to $6.6M; pending Traditions acquisition close Feb 1
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- Q4 2024 net income $6.6M ($0.77 diluted EPS) vs $4.1M ($0.48) in Q4 2023, up 61%.
- FY 2024 net income $31.8M ($3.73 diluted EPS) vs $31.6M ($3.71) in FY 2023, up 0.5%.
- Merger-related expense totaled $885K in Q4, $2.0M for FY 2024 due to pending Traditions acquisition.
- FTE net interest margin 3.79% for FY 2024 vs 4.07% in FY 2023; non-performing loans 0.40% of total loans.
- Tangible book value per share $29.51 at Dec 31, 2024 vs $26.44 a year ago.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715579/000071557925000011/0000715579-25-000011-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715579/000071557925000011/acnb-20250123.htm
  HTML page:      https://secwatch.observer/filing/0000715579-25-000011

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