---
schema_version: "secwatch.filing_event.v1"
accession: "0000715579-25-000075"
form_type: "8-K"
ticker: "ACNB"
cik: "0000715579"
company_name: "ACNB CORP"
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:31:03.555090+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ACNB posts Q1 net loss of $272K on merger costs; raises dividend 6.3%

## Summary
- Net loss of $272K ($0.03 diluted loss) vs net income of $6.8M ($0.80 EPS) in Q1 2024.
- Merger-related expenses of $8.0M and provision for credit losses of $4.2M impacted results.
- Acquisition of Traditions closed Feb 1, adding $877.7M assets, $648.5M loans, $741.5M deposits.
- Net interest margin (FTE) improved to 4.07% from 3.77% a year ago.
- Quarterly dividend raised to $0.34/share ($0.02 or 6.3% increase); 75,872 shares repurchased.

## SEC filing metadata
- accession: 0000715579-25-000075
- form_type: 8-K
- ticker: ACNB
- cik: 0000715579
- company_name: ACNB CORP
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715579/000071557925000075/0000715579-25-000075-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715579/000071557925000075/acnb-20250424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715579-25-000075
- JSON: https://secwatch.observer/filing/0000715579-25-000075.json
- Plain text: https://secwatch.observer/filing/0000715579-25-000075.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.