{"schema_version":"secwatch.filing_event.v1","accession":"0000717538-24-000094","form_type":"8-K","ticker":"AROW","cik":"0000717538","company_name":"ARROW FINANCIAL CORP","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.685029+00:00","generated_at":"2026-05-31T16:29:45.571320+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Arrow Q2 net income $8.6M ($0.52 EPS), up from $6.0M YoY; NIM improves to 2.67%","bullets":["Net income $8.6M, EPS $0.52 vs $6.0M/$0.35 in Q2 2023.","Net interest margin 2.67% (2.69% FTE) up from 2.60% prior quarter.","Gross loans grew $57.6M (7.1% annualized); deposits $3.7B.","Declared $0.27 dividend payable Aug 23; 45th consecutive quarterly dividend.","Received OCC approval to combine banking subsidiaries into Arrow Bank NA effective Dec 31, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000717538-24-000094","json":"https://secwatch.observer/filing/0000717538-24-000094.json","markdown":"https://secwatch.observer/filing/0000717538-24-000094.md","text":"https://secwatch.observer/filing/0000717538-24-000094.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/717538/000071753824000094/0000717538-24-000094-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/717538/000071753824000094/arow-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:29:45.571320+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}