---
schema_version: "secwatch.filing_event.v1"
accession: "0000717538-25-000031"
form_type: "8-K"
ticker: "AROW"
cik: "0000717538"
company_name: "ARROW FINANCIAL CORP"
filed_at: "2025-04-14T23:59:59+00:00"
generated_at: "2026-05-23T15:51:20.482942+00:00"
event_type: "leadership"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Arrow Financial Chief Credit Officer David D. Kaiser to retire June 30, 2025

## Summary
- David D. Kaiser, Chief Credit Officer, will retire effective June 30, 2025, relinquishing all positions at Arrow and subsidiaries.
- Kaiser served Arrow for over 24 years and built its credit culture; responsibilities will be reassigned across existing executives.
- Reassignment plan: credit and lending duties distributed among long-time executives each with over 25 years of experience.
- No successor named; company expresses gratitude for Kaiser's service.

## SEC filing metadata
- accession: 0000717538-25-000031
- form_type: 8-K
- ticker: AROW
- cik: 0000717538
- company_name: ARROW FINANCIAL CORP
- filed_at: 2025-04-14T23:59:59+00:00
- event_type: leadership
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 5.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/717538/000071753825000031/0000717538-25-000031-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/717538/000071753825000031/arow-20250414.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000717538-25-000031
- JSON: https://secwatch.observer/filing/0000717538-25-000031.json
- Plain text: https://secwatch.observer/filing/0000717538-25-000031.txt

## Key facts
- Executive change
  David D. Kaiser departed as Chief Credit Officer at ARROW FINANCIAL CORP.
  - Action: retiring
  - Role: Chief Credit Officer
  source text: Effective June 30, 2025, David D. Kaiser, our Chief Credit Officer, will be retiring and relinquishing all positions he holds with Arrow Financial Corporation (“Arrow”) and its subsidiaries.
  evidence_url: https://www.sec.gov/Archives/edgar/data/717538/000071753825000031/0000717538-25-000031-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.