secwatch.observer — SEC 8-K summary
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Issuer:     ARROW FINANCIAL CORP (AROW)
CIK:        0000717538
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0000717538-25-000093
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Arrow Q3 net income $12.8M ($0.77 EPS), record NII $34.1M, dividend $0.29
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- Net income of $12.8M, EPS $0.77, up from $10.8M ($0.65) in Q2; ROA improved to 1.16%.
- Record net interest income of $34.1M; NIM expanded to 3.22% (3.24% FTE) from 3.15%.
- Tangible book value per share rose 2.7% to $23.85; $1.4M shares repurchased in Q3.
- Quarterly dividend declared $0.29 per share, payable Nov 24 to holders of record Nov 12.
- Unification costs of $600K ($0.03 EPS) fully incurred in July; no further costs expected.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/717538/000071753825000093/0000717538-25-000093-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/717538/000071753825000093/arow-20251029.htm
  HTML page:      https://secwatch.observer/filing/0000717538-25-000093

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