secwatch.observer — SEC 8-K summary
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Issuer:     ARROW FINANCIAL CORP (AROW)
CIK:        0000717538
Form:       8-K
Filed at:   2026-06-01T20:30:36+00:00
Accession:  0000717538-26-000070
Event type: m_and_a
Sentiment:  positive
Materiality: 0.75
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Arrow Financial receives OCC approval for Adirondack Bancorp merger; close expected July 1, 2026
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- OCC approved the merger of Arrow and Adirondack Bancorp; closing on or around July 1, 2026.
- Closing subject to Adirondack shareholder vote, NY DFS and Fed approvals, and other conditions.
- Combined company projected to have ~$5.4B in assets, $4.8B deposits, and $4.1B in gross loans.
- Merger extends Arrow's footprint into Oneida, Herkimer, and Franklin counties.
- Systems integration expected in Q4 2026; combined operations under Arrow brand.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/717538/000071753826000070/0000717538-26-000070-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/717538/000071753826000070/arow-20260601.htm
  HTML page:      https://secwatch.observer/filing/0000717538-26-000070

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer