---
schema_version: "secwatch.filing_event.v1"
accession: "0000717538-26-000123"
form_type: "8-K"
ticker: "AROW"
cik: "0000717538"
company_name: "ARROW FINANCIAL CORP"
filed_at: "2026-09-10T12:45:19+00:00"
generated_at: "2026-09-10T12:50:06.142909+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Arrow Financial's Upstate Agency to acquire Skene Valley Agency in Washington County, N.Y.

## Summary
- Upstate Agency, LLC (Arrow Bank subsidiary) signed definitive agreement to buy Skene Valley Agency, Inc., an independent insurance agency.
- Skene Valley, based in Granville, NY, has satellite offices in Whitehall and Cambridge; founded 2002.
- Deal targeted to close by end of Q3 2026; Skene Valley will merge into Upstate Agency.
- Financial terms not disclosed; expansion deepens Upstate's Washington County presence.
- CEO David DeMarco cites strategic growth opportunity for Arrow Family of Companies.

## SEC filing metadata
- accession: 0000717538-26-000123
- form_type: 8-K
- ticker: AROW
- cik: 0000717538
- company_name: ARROW FINANCIAL CORP
- filed_at: 2026-09-10T12:45:19+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/717538/000071753826000123/0000717538-26-000123-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/717538/000071753826000123/arow-20260910.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000717538-26-000123
- JSON: https://secwatch.observer/filing/0000717538-26-000123.json
- Plain text: https://secwatch.observer/filing/0000717538-26-000123.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.