---
schema_version: "secwatch.filing_event.v1"
accession: "0000717538-26-000127"
form_type: "8-K/A"
ticker: "AROW"
cik: "0000717538"
company_name: "ARROW FINANCIAL CORP"
filed_at: "2026-09-14T20:46:09+00:00"
generated_at: "2026-09-14T20:48:32.417021+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Arrow Financial closes Adirondack Bancorp acquisition; Q1 net income $252K

## Summary
- Acquisition closed July 1, 2026; Adirondack Bank merged into Arrow Bank.
- Adirondack Q1 2026 net income $252K, down from $473K in Q1 2025.
- Total assets $1.01B, deposits $922.7M, net loans $606.2M at March 31, 2026.
- Net interest income $8.679M (up from $8.320M); noninterest expense $9.818M (up from $8.938M).

## SEC filing metadata
- accession: 0000717538-26-000127
- form_type: 8-K/A
- ticker: AROW
- cik: 0000717538
- company_name: ARROW FINANCIAL CORP
- filed_at: 2026-09-14T20:46:09+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/717538/000071753826000127/0000717538-26-000127-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/717538/000071753826000127/arow-20260701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000717538-26-000127
- JSON: https://secwatch.observer/filing/0000717538-26-000127.json
- Plain text: https://secwatch.observer/filing/0000717538-26-000127.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.