secwatch.observer — SEC 8-K summary
======================================

Issuer:     RAYMOND JAMES FINANCIAL INC (RJF)
CIK:        0000720005
Form:       8-K
Filed at:   2023-07-26T23:59:59+00:00
Accession:  0000720005-23-000057
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Raymond James Q3 record net revenue $2.91B; adj. EPS $1.85
----------------------------------------------------------

- Record quarterly net revenues $2.91B (+7% YoY); net income $369M ($1.71 EPS), adjusted $399M ($1.85 EPS).
- Private Client Group net revenues $2.18B (+11% YoY); domestic net new assets $14.4B (5.4% annualized growth).
- Net interest income and RJBDP fees $708M (+91% YoY); bank NIM 3.26% (+85bps YoY).
- Investment banking revenues $141M (-35% YoY); Capital Markets pre-tax loss $34M on muted activity.
- Repurchased 3.31M shares for $300M; total capital ratio 22.0%, tier 1 leverage 11.4%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/720005/000072000523000057/0000720005-23-000057-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/720005/000072000523000057/rjf-20230726.htm
  HTML page:      https://secwatch.observer/filing/0000720005-23-000057

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer