{"schema_version":"secwatch.filing_event.v1","accession":"0000720858-24-000023","form_type":"8-K","ticker":"ITIC","cik":"0000720858","company_name":"INVESTORS TITLE CO","filed_at":"2024-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.907589+00:00","generated_at":"2026-05-30T05:38:47.151086+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Investors Title Q3 net income rises 31% to $9.3M; revenue up 12% to $68.8M","bullets":["Net income $9.3M ($4.92 diluted EPS) vs $7.1M ($3.75) YoY; nine-month net income $22.7M ($12.02 EPS).","Revenue $68.8M (+12.1% YoY) driven by increased net premiums written, especially in Texas and Florida.","Operating expenses $57.2M (+8.4%) on higher agent commissions; personnel costs down on lower staffing.","Adjusted pre-tax income (excl. investment gains) $10.6M vs $9.4M YoY; GAAP pre-tax income $11.6M.","Chairman notes volume stabilized and Q3 higher than Q2; rates declined but offset by strong economic data."],"urls":{"canonical":"https://secwatch.observer/filing/0000720858-24-000023","json":"https://secwatch.observer/filing/0000720858-24-000023.json","markdown":"https://secwatch.observer/filing/0000720858-24-000023.md","text":"https://secwatch.observer/filing/0000720858-24-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/720858/000072085824000023/0000720858-24-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/720858/000072085824000023/itic-20241105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T05:38:47.151086+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}