{"schema_version":"secwatch.filing_event.v1","accession":"0000720858-26-000006","form_type":"8-K","ticker":"ITIC","cik":"0000720858","company_name":"INVESTORS TITLE CO","filed_at":"2026-02-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.553049+00:00","generated_at":"2026-05-16T02:38:07.106145+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ITIC Q4 net income $7.5M ($3.97/dil) vs $8.4M; FY net income $35.2M ($18.57/dil)","bullets":["Q4 revenue $69.5M, down 1.6% YoY; net premiums written fell $2.4M due to prior-year accrual.","Full year revenue $272.8M, up 5.6%; higher net premiums and escrow fees from elevated real estate activity.","Chairman: 'highest level of profits since 2021' with improved volumes in most key markets.","Non-title services revenue up $975k in Q4 from like-kind exchanges and title agency management.","Adjusted income before tax (non-GAAP) for FY rose to $41.4M from $34.8M YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000720858-26-000006","json":"https://secwatch.observer/filing/0000720858-26-000006.json","markdown":"https://secwatch.observer/filing/0000720858-26-000006.md","text":"https://secwatch.observer/filing/0000720858-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/720858/000072085826000006/0000720858-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/720858/000072085826000006/itic-20260217.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:38:07.106145+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}