{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-23-000035","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.062653+00:00","generated_at":"2026-06-16T17:29:08.033901+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Lakeland Financial Q1 2023 investor presentation highlights $3.0B liquidity, stable deposits post-crisis","bullets":["Tangible book value $23.36/share; TCE/tangible assets 9.34%; total risk-based capital 15.21% — well above well-capitalized.","Total deposits $5.5B stable; DDA 28% (down from 32% at year-end); uninsured deposits (ex-public funds) 29%.","Available liquidity $3.0B unchanged; supplemented by FHLB, FRB discount window, BTFP, and brokered CDs.","Investment portfolio market value loss $202M (AFS+HTM); portfolio duration 12.2 years; nearly $400M cash flows 2023-2026.","YTD 2023 ROAA 1.54%, ROAE 16.92%; deposit beta 34% from March 2022; asset sensitive balance sheet."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-23-000035","json":"https://secwatch.observer/filing/0000721994-23-000035.json","markdown":"https://secwatch.observer/filing/0000721994-23-000035.md","text":"https://secwatch.observer/filing/0000721994-23-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199423000035/0000721994-23-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199423000035/lkfn-20230425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:29:08.033901+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}