{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-23-000054","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2023-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.501605+00:00","generated_at":"2026-06-13T05:14:50.763351+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Lakeland Financial reports H1 2023 net income $51.1M, EPS $1.99","bullets":["Tangible book value per share of $22.97 as of June 30, 2023.","Risk-based capital ratio of 14.94%, well above well-capitalized minimums.","Uninsured deposits (excl. public funds) at 28% of total $5.4B deposits.","Available liquidity of $2.9B; investment securities $1.18B market value.","Commercial loans $4.3B, 64% variable-rate; deposit mix shifting to interest-bearing."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-23-000054","json":"https://secwatch.observer/filing/0000721994-23-000054.json","markdown":"https://secwatch.observer/filing/0000721994-23-000054.md","text":"https://secwatch.observer/filing/0000721994-23-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199423000054/0000721994-23-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199423000054/lkfn-20230721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:14:50.763351+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}