{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-24-000008","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.753952+00:00","generated_at":"2026-06-06T18:46:10.388072+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Lakeland Financial reports Q4 record EPS of $1.16; annual net income down 10% to $93.8M","bullets":["Annual net income $93.8M (down 10% YoY); diluted EPS $3.65 vs $4.04.","Q4 diluted EPS $1.16 (record), up 15% QoQ; net income $29.6M, up 14% YoY.","Core operational Q4 EPS $0.98 (flat linked quarter); excludes $6.3M wire fraud recovery.","Average loan growth 9% annualized; net interest margin 3.23%, up 2 bps linked quarter.","Dividend raised to $0.48 per share (4% increase); payable Feb 5, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-24-000008","json":"https://secwatch.observer/filing/0000721994-24-000008.json","markdown":"https://secwatch.observer/filing/0000721994-24-000008.md","text":"https://secwatch.observer/filing/0000721994-24-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199424000008/0000721994-24-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199424000008/lkfn-20240125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:46:10.388072+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4529395f02bd9b5225122620dac4d25317c8b1c1","claim":"LAKELAND FINANCIAL CORP reported the three and twelve months ended December 31, 2023 results: net income $93.8 million, EPS $3.65.","evidence_excerpt":"Lakeland Financial Reports Annual Net Income of $93.8 Million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/721994/000072199424000008/0000721994-24-000008-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and twelve months ended December 31, 2023"},{"label":"Net income","value":"$93.8 million"},{"label":"EPS","value":"$3.65"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}