{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-24-000030","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.778437+00:00","generated_at":"2026-06-03T08:46:17.858172+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Lakeland Financial Q1 2024 net income $23.4M, EPS $0.91, down 4% YoY","bullets":["Net income $23.4M ($0.91 diluted EPS), down 4% and 3% YoY respectively.","Net interest income $47.4M, down 8% YoY; NIM fell 39 bps to 3.15%.","Loans grew 5% YoY to $5.0B; deposits up 3% to $5.6B.","Nonperforming loans remain low at 0.23% of total loans.","Core operational profitability (excl. one-time items) down 7% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-24-000030","json":"https://secwatch.observer/filing/0000721994-24-000030.json","markdown":"https://secwatch.observer/filing/0000721994-24-000030.md","text":"https://secwatch.observer/filing/0000721994-24-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199424000030/0000721994-24-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199424000030/lkfn-20240425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T08:46:17.858172+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}