{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-24-000137","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2024-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.910918+00:00","generated_at":"2026-05-30T10:13:24.096868+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Lakeland Financial reports YTD 2024 net income up 8%; NPLs rise to 0.87% of loans","bullets":["Diluted EPS YTD 2024 $2.69 vs $2.49 prior year, +8%; net income $69.3M up 8%.","Net interest margin (FTE) 3.16% YTD vs 3.33% prior year, down 17 bps.","Average loans $5.02B (+5%); average deposits $5.78B (+4%).","Nonperforming loans/total loans rose to 0.87% from 0.25% at year-end 2023, due to single commercial credit.","Tangible book value per share $27.07; TCE/Tangible Assets 10.47%."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-24-000137","json":"https://secwatch.observer/filing/0000721994-24-000137.json","markdown":"https://secwatch.observer/filing/0000721994-24-000137.md","text":"https://secwatch.observer/filing/0000721994-24-000137.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199424000137/0000721994-24-000137-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199424000137/lkfn-20241025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:13:24.096868+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}