{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-25-000188","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.228699+00:00","generated_at":"2026-05-18T01:40:49.856945+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Lakeland Financial Q2 net income record $27.0M (+20% YoY); dividend raised to $0.50","bullets":["Net income $27.0M, diluted EPS $1.04 (+20% YoY); net interest income $54.9M (+14%).","Net interest margin expanded 25 bps to 3.42%; core deposits grew 8% to $6.03B.","Total loans $5.23B (+4% YoY); provision expense fell to $3.0M from $8.5M.","Nonperforming assets down 46% to $31.1M; $28.6M charge-off on previously disclosed loan, fully reserved.","Quarterly dividend raised 4% to $0.50 per share; 30,300 shares repurchased at $55.94 avg."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-25-000188","json":"https://secwatch.observer/filing/0000721994-25-000188.json","markdown":"https://secwatch.observer/filing/0000721994-25-000188.md","text":"https://secwatch.observer/filing/0000721994-25-000188.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199425000188/0000721994-25-000188-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199425000188/lkfn-20250725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:40:49.856945+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}