secwatch.observer — SEC 8-K summary
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Issuer:     LAKELAND FINANCIAL CORP (LKFN)
CIK:        0000721994
Form:       8-K
Filed at:   2026-01-26T23:59:59+00:00
Accession:  0000721994-26-000012
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Lakeland Financial Q4 net income $29.9M (+24% YoY); full-year EPS $4.01, record
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- Q4 net income $29.9M vs $24.2M YoY; diluted EPS $1.16 vs $0.94 (+23%).
- Full-year net income $103.4M (+11%); diluted EPS $4.01 vs $3.63.
- Net interest margin improved 23bps to 3.48%; net interest income +11% YoY.
- No provision expense in Q4; nonaccrual loans down 63% to $20.9M.
- Dividend raised 4% to $0.52/share; repurchased 307,590 shares for $17.9M in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/721994/000072199426000012/0000721994-26-000012-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/721994/000072199426000012/lkfn-20260126.htm
  HTML page:      https://secwatch.observer/filing/0000721994-26-000012

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