{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-26-000050","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.679044+00:00","generated_at":"2026-05-15T04:06:37.910077+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Lakeland Financial (LKFN) Q1 EPS $1.04, net income $26.5M, up 32% YoY; loan growth 5%","bullets":["Diluted EPS $1.04 vs $0.78 YoY; net income $26.5M vs $20.1M, a record first quarter.","Average loans grew 5% to $5.44B; net interest margin expanded 9 bps to 3.49%.","Noninterest income up 18% to $12.9M; nonperforming assets fell 64% to $20.9M.","Dividend increased 4% to $0.52/share; repurchased 336,853 shares at $56.99 avg.","Tangible book value per share grew 11% to $29.69; CET1 ratio 14.45%."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-26-000050","json":"https://secwatch.observer/filing/0000721994-26-000050.json","markdown":"https://secwatch.observer/filing/0000721994-26-000050.md","text":"https://secwatch.observer/filing/0000721994-26-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199426000050/0000721994-26-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199426000050/lkfn-20260427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:06:37.910077+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"22613f20143a7fb7b7c3637a117f827ce904b3e5","claim":"LAKELAND FINANCIAL CORP reported the three months ended March 31, 2026 results: net income $26.5 million, EPS $1.04.","evidence_excerpt":"Lakeland Financial Corporation (Nasdaq Global Select/LKFN), parent company of Lake City Bank, today reported record first quarter net income of $26.5 million for the three months ended March 31, 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/721994/000072199426000050/0000721994-26-000050-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Net income","value":"$26.5 million"},{"label":"EPS","value":"$1.04"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}