secwatch.observer — SEC 8-K summary
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Issuer:     LAKELAND FINANCIAL CORP (LKFN)
CIK:        0000721994
Form:       8-K
Filed at:   2026-04-27T23:59:59+00:00
Accession:  0000721994-26-000050
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Lakeland Financial (LKFN) Q1 EPS $1.04, net income $26.5M, up 32% YoY; loan growth 5%
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- Diluted EPS $1.04 vs $0.78 YoY; net income $26.5M vs $20.1M, a record first quarter.
- Average loans grew 5% to $5.44B; net interest margin expanded 9 bps to 3.49%.
- Noninterest income up 18% to $12.9M; nonperforming assets fell 64% to $20.9M.
- Dividend increased 4% to $0.52/share; repurchased 336,853 shares at $56.99 avg.
- Tangible book value per share grew 11% to $29.69; CET1 ratio 14.45%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/721994/000072199426000050/0000721994-26-000050-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/721994/000072199426000050/lkfn-20260427.htm
  HTML page:      https://secwatch.observer/filing/0000721994-26-000050

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer