{"schema_version":"secwatch.filing_event.v1","accession":"0000721994-26-000063","form_type":"8-K","ticker":"LKFN","cik":"0000721994","company_name":"LAKELAND FINANCIAL CORP","filed_at":"2026-07-27T11:00:05+00:00","discovered_at":"2026-07-27T11:05:00.212404+00:00","generated_at":"2026-07-27T11:05:32.009304+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Lakeland Financial reports record Q2 net income of $28.4M, EPS $1.13, revenue up 7%","bullets":["Record Q2 net income of $28.4M (+5% YoY); diluted EPS $1.13 (+9% YoY).","Total revenue $70.9M (+7% YoY); net interest margin 3.49% (+7 bps).","Loans grew 7% to $5.58B; core deposits 95% of total deposits.","Dividend increased 4% to $0.52/share; repurchased 70,873 shares at $58.20.","Nonperforming assets down 36% to $20.0M; net charge-offs near zero."],"urls":{"canonical":"https://secwatch.observer/filing/0000721994-26-000063","json":"https://secwatch.observer/filing/0000721994-26-000063.json","markdown":"https://secwatch.observer/filing/0000721994-26-000063.md","text":"https://secwatch.observer/filing/0000721994-26-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/721994/000072199426000063/0000721994-26-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/721994/000072199426000063/lkfn-20260727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-27T11:05:32.009304+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}