secwatch.observer — SEC 8-K summary
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Issuer:     LAKELAND FINANCIAL CORP (LKFN)
CIK:        0000721994
Form:       8-K
Filed at:   2026-07-27T11:00:05+00:00
Accession:  0000721994-26-000063
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Lakeland Financial reports record Q2 net income of $28.4M, EPS $1.13, revenue up 7%
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- Record Q2 net income of $28.4M (+5% YoY); diluted EPS $1.13 (+9% YoY).
- Total revenue $70.9M (+7% YoY); net interest margin 3.49% (+7 bps).
- Loans grew 7% to $5.58B; core deposits 95% of total deposits.
- Dividend increased 4% to $0.52/share; repurchased 70,873 shares at $58.20.
- Nonperforming assets down 36% to $20.0M; net charge-offs near zero.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/721994/000072199426000063/0000721994-26-000063-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/721994/000072199426000063/lkfn-20260727.htm
  HTML page:      https://secwatch.observer/filing/0000721994-26-000063

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer