Franklin Financial Q4 net income $3.5M, down 6.6% YoY; full-year EPS $3.10 vs $3.36

FRANKLIN FINANCIAL SERVICES CORP /PA/

2023-FY EPS reported $3.10

Q4 net income $3.5M ($0.79 diluted EPS) vs $3.7M ($0.84) in Q4 2022, down 6.6%.
Full-year 2023 net income $13.6M ($3.10 diluted EPS) vs $14.9M ($3.36) in 2022, down 7.7%.
Net loans grew 19.7% YoY to $1.24B; total deposits fell 0.9% to $1.53B.
Net interest margin (NIM) for 2023 was 3.31%, up from 3.11% in 2022.
Board declared $0.32 per share quarterly dividend, payable Feb 28, 2024.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

FRANKLIN FINANCIAL SERVICES CORP /PA/ reported financial results for three and twelve months ended December 31, 2023.

Period: three and twelve months ended December 31, 2023
Result: reported results

Exact text from the filing

The news release of Franklin Financial Services Corporation, dated January 30, 2024 and attached as Exhibit 99.1, announces its earnings for the three and twelve months ended December 31, 2023 and is incorporated by reference herein.

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Source: SEC EDGAR

accession 0000723646-24-000010

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