{"schema_version":"secwatch.filing_event.v1","accession":"0000723646-24-000051","form_type":"8-K","ticker":"FRAF","cik":"0000723646","company_name":"FRANKLIN FINANCIAL SERVICES CORP /PA/","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.712842+00:00","generated_at":"2026-05-31T18:18:37.621932+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Franklin Financial Q2 EPS $0.66, down 9.8% QoQ; declares $0.32 dividend","bullets":["Q2 2024 net income $3.0M ($0.66 diluted EPS) vs $3.4M ($0.77) in Q1 2024.","YTD 2024 net income $6.4M ($1.43/share) vs $6.3M ($1.42) in same period 2023.","Net loans up 4.9% to $1.301B, deposits up 3.2% to $1.586B since Dec 31, 2023.","Board declared $0.32/share quarterly dividend, payable Aug 28 to holders of record Aug 2.","Net interest margin 2.94% YTD vs 3.35% in 2023; ROA 0.63% vs 0.75%."],"urls":{"canonical":"https://secwatch.observer/filing/0000723646-24-000051","json":"https://secwatch.observer/filing/0000723646-24-000051.json","markdown":"https://secwatch.observer/filing/0000723646-24-000051.md","text":"https://secwatch.observer/filing/0000723646-24-000051.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/723646/000072364624000051/0000723646-24-000051-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/723646/000072364624000051/fraf-20240723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:18:37.621932+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}