Franklin Financial Q3 net income up 26.9% to $5.4M; dividend raised 3.1%

FRANKLIN FINANCIAL SERVICES CORP /PA/

2025-Q3 EPS reported $3.39

Q3 diluted EPS $1.19 vs $0.95 a year ago; net income $5.4M vs $4.2M.
Net interest margin expanded to 3.32% from 2.97% in Q3 2024.
Total net loans grew 11.8% YTD to $1.544B; deposits up 4.8% to $1.903B.
Quarterly dividend increased to $0.33/share, payable Nov 26 to holders of record Nov 7.
Added $894K specific reserve on a $7.3M commercial real estate loan; nonaccrual loans rose to $10.7M.

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