{"schema_version":"secwatch.filing_event.v1","accession":"0000723646-26-000032","form_type":"8-K","ticker":"FRAF","cik":"0000723646","company_name":"FRANKLIN FINANCIAL SERVICES CORP /PA/","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.680378+00:00","generated_at":"2026-05-15T04:42:58.074631+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Franklin Financial Q1 net income $6.6M ($1.48 EPS), up 69% YoY; dividend raised 3% to $0.34","bullets":["Net income $6.6M ($1.48 diluted EPS) vs $3.9M ($0.88) in Q1 2025, up 69.2%.","Net interest margin 3.53% vs 3.05% YoY; net interest income up 18.7% to $18.5M.","Total assets $2.298B (+2.6% from Dec 2025); deposits $1.890B (+2.9%); loans $1.552B (+0.7%).","Nonaccrual loans $8.5M (0.54% of loans); specific reserve on $7.0M CRE loan increased to $1.0M.","Quarterly dividend $0.34/share, payable May 27, 2026 to holders of record May 1, 2026; 3% increase."],"urls":{"canonical":"https://secwatch.observer/filing/0000723646-26-000032","json":"https://secwatch.observer/filing/0000723646-26-000032.json","markdown":"https://secwatch.observer/filing/0000723646-26-000032.md","text":"https://secwatch.observer/filing/0000723646-26-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/723646/000072364626000032/0000723646-26-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/723646/000072364626000032/fraf-20260423x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:42:58.074631+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2cdc8fef3db6418059156c4c9ad8633f1c590cc0","claim":"FRANKLIN FINANCIAL SERVICES CORP /PA/ reported first quarter ended March 31, 2026 results: net income $6.6 million, EPS $1.48 per diluted share.","evidence_excerpt":"Net income: $6.6 million ($1.48 per diluted share) for the first quarter of 2026. This is an increase of $594 thousand (9.8%) compared to $6.0 million ($1.35 per diluted share) for the fourth quarter of 2025 and an increase of $2.7 million (69.2%) compared to $3.9 million ($0.88 per diluted share) for the first quarter of 2025.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/723646/000072364626000032/0000723646-26-000032-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Net income","value":"$6.6 million"},{"label":"EPS","value":"$1.48 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}