secwatch.observer — SEC 8-K summary
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Issuer:     FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)
CIK:        0000723646
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0000723646-26-000032
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Franklin Financial Q1 net income $6.6M ($1.48 EPS), up 69% YoY; dividend raised 3% to $0.34
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- Net income $6.6M ($1.48 diluted EPS) vs $3.9M ($0.88) in Q1 2025, up 69.2%.
- Net interest margin 3.53% vs 3.05% YoY; net interest income up 18.7% to $18.5M.
- Total assets $2.298B (+2.6% from Dec 2025); deposits $1.890B (+2.9%); loans $1.552B (+0.7%).
- Nonaccrual loans $8.5M (0.54% of loans); specific reserve on $7.0M CRE loan increased to $1.0M.
- Quarterly dividend $0.34/share, payable May 27, 2026 to holders of record May 1, 2026; 3% increase.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/723646/000072364626000032/0000723646-26-000032-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/723646/000072364626000032/fraf-20260423x8k.htm
  HTML page:      https://secwatch.observer/filing/0000723646-26-000032

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