Franklin Financial Q2 net income up 11.9% to $6.6M; NPLs double to $17.7M

FRANKLIN FINANCIAL SERVICES CORP /PA/

Q2 2026 diluted EPS $1.47 vs $1.32 a year ago; net income $6.6M, up 11.9%.
Net interest income rose 12.2% to $19.3M; net interest margin 3.50% vs 3.21%.
Nonperforming loans surged to $17.7M (1.1% of loans) from $8.5M (0.55%) at Dec 2025, driven by two CRE loans.
Allowance for credit losses on loans increased to 1.36% from 1.32%; provision was $1.6M vs $704K in Q2 2025.
Declared $0.34 quarterly dividend, payable Aug 26, 2026 to holders of record Aug 7, 2026.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.