secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL CITY BANK GROUP INC (CCBG)
CIK:        0000726601
Form:       8-K
Filed at:   2022-07-26T23:59:59+00:00
Accession:  0000726601-22-000017
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital City Bank Q2 net income $8.7M ($0.51 EPS); loans +11.5%, margin up 32 bps
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- Net income $8.7M ($0.51 diluted) vs $8.5M ($0.50) in Q1 and $7.4M ($0.44) in Q2 2021.
- Net interest income +14.7% QoQ; net interest margin 2.87%, up 32 bps from Q1.
- Period-end loans +$228.1M (11.5%) with $132M residential loan purchases from CCHL.
- Provision for credit losses $1.5M vs $0 in Q1 due to loan growth; credit metrics remain favorable.
- Noninterest income $24.9M, down $0.9M QoQ on lower insurance commissions.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726601/000072660122000017/0000726601-22-000017-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726601/000072660122000017/ccbg-20220630_8k.htm
  HTML page:      https://secwatch.observer/filing/0000726601-22-000017

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer