secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL CITY BANK GROUP INC (CCBG)
CIK:        0000726601
Form:       8-K
Filed at:   2022-10-25T23:59:59+00:00
Accession:  0000726601-22-000026
Event type: earnings
Sentiment:  positive
Materiality: 0.72
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital City Bank Group Q3 net income $11.3M ($0.67 EPS); NIM expands 44bps to 3.31%
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- Net income $11.3M ($0.67 diluted EPS) vs $8.7M ($0.51) in Q2 2022 and $10.1M ($0.60) in Q3 2021.
- Net interest margin 3.31%, up 44 bps QoQ; loan growth 6.0% period-end, 8.6% average.
- Provision for credit losses $2.1M, driven by loan growth; nonperforming assets $2.4M (0.06% of assets).
- Noninterest income down $2.0M QoQ to $22.9M on lower mortgage banking; expenses down $0.7M to $39.8M.
- Capital ratios well-capitalized: total risk-based 15.75%, CET1 12.83%, leverage 8.91%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726601/000072660122000026/0000726601-22-000026-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726601/000072660122000026/ccbg-202209308k.htm
  HTML page:      https://secwatch.observer/filing/0000726601-22-000026

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