secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL CITY BANK GROUP INC (CCBG)
CIK:        0000726601
Form:       8-K
Filed at:   2023-01-24T23:59:59+00:00
Accession:  0000726601-23-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital City Bank Q4 EPS $0.68 vs $0.38 YoY; FY 2022 EPS $2.36, record net income
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- Net income $11.7M ($0.68 diluted) for Q4 vs $6.4M ($0.38) a year ago; FY 2022 net income $40.1M ($2.36) up from $33.4M ($1.98).
- Net interest margin expanded 45 bps QoQ to 3.76%; deposit cost controlled at 20 bps (total deposits).
- Loan growth of $179M (7.6%) end-of-period; full year loan growth $594M (30.7%).
- Tangible book value per share up $1.19 (7.2%); nonperforming assets remain low at 0.06% of total assets.
- Noninterest income fell $1.9M due to lower mortgage banking; pension settlement charge of $1.8M included in expense.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726601/000072660123000004/0000726601-23-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726601/000072660123000004/ccbg-202212318k.htm
  HTML page:      https://secwatch.observer/filing/0000726601-23-000004

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