secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL CITY BANK GROUP INC (CCBG)
CIK:        0000726601
Form:       8-K
Filed at:   2023-04-24T23:59:59+00:00
Accession:  0000726601-23-000015
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital City Bank Q1 EPS $0.88 beats prior year; NIM expands to 4.04%
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- Net income $15.0M ($0.88 diluted EPS) vs $0.68 in Q4 2022 and $0.50 in Q1 2022; strong YoY growth.
- Net interest margin expanded 28 bps to 4.04%; cost of funds 35 bps, up 4 bps QoQ.
- Average loan growth 5.9% ($143M) QoQ; period-end loans up 4.4% ($112M). ACL ratio 1.01%.
- Tangible book value per share up 5.7% ($1.00); all regulatory capital ratios well above well-capitalized thresholds.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726601/000072660123000015/0000726601-23-000015-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726601/000072660123000015/ccbg20230424PR8k.htm
  HTML page:      https://secwatch.observer/filing/0000726601-23-000015

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer