---
schema_version: "secwatch.filing_event.v1"
accession: "0000726601-23-000028"
form_type: "8-K"
ticker: "CCBG"
cik: "0000726601"
company_name: "CAPITAL CITY BANK GROUP INC"
filed_at: "2023-07-25T23:59:59+00:00"
generated_at: "2026-06-13T03:36:37.081582+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Capital City Bank Q2 net income $14.6M ($0.85 EPS); NIM stable at 4.05%

## Summary
- Net income $14.6M ($0.85 diluted EPS) vs $15.0M ($0.88) in Q1 2023 and $8.7M ($0.51) in Q2 2022.
- Tax-equivalent NII $40.1M; NIM 4.05% (up 1bp from Q1); total deposit cost 43bps vs 26bps prior quarter.
- Loan balances grew $30.1M (1.1% period-end); deposits declined $16.9M (0.4% period-end).
- Credit quality: NPA ratio 0.15%, allowance 1.05% of loans; repurchased 40,495 shares in Q2.

## SEC filing metadata
- accession: 0000726601-23-000028
- form_type: 8-K
- ticker: CCBG
- cik: 0000726601
- company_name: CAPITAL CITY BANK GROUP INC
- filed_at: 2023-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726601/000072660123000028/0000726601-23-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726601/000072660123000028/ccbg20230630pr8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726601-23-000028
- JSON: https://secwatch.observer/filing/0000726601-23-000028.json
- Plain text: https://secwatch.observer/filing/0000726601-23-000028.txt

## Key facts
- Earnings Releases
  CAPITAL CITY BANK GROUP INC reported three months ended June 30, 2023 results: net income $14.6 million, EPS $0.85 per diluted share.
  - Period: three months ended June 30, 2023
  - Net income: $14.6 million
  - EPS: $0.85 per diluted share
  - Result: reported results
  source text: net income attributable to common shareowners of $14.6 million, or $0.85 per diluted share, for the second quarter of 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/726601/000072660123000028/0000726601-23-000028-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.