secwatch.observer — SEC 8-K summary
======================================

Issuer:     CAPITAL CITY BANK GROUP INC (CCBG)
CIK:        0000726601
Form:       8-K
Filed at:   2023-07-25T23:59:59+00:00
Accession:  0000726601-23-000028
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital City Bank Q2 net income $14.6M ($0.85 EPS); NIM stable at 4.05%
-----------------------------------------------------------------------

- Net income $14.6M ($0.85 diluted EPS) vs $15.0M ($0.88) in Q1 2023 and $8.7M ($0.51) in Q2 2022.
- Tax-equivalent NII $40.1M; NIM 4.05% (up 1bp from Q1); total deposit cost 43bps vs 26bps prior quarter.
- Loan balances grew $30.1M (1.1% period-end); deposits declined $16.9M (0.4% period-end).
- Credit quality: NPA ratio 0.15%, allowance 1.05% of loans; repurchased 40,495 shares in Q2.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726601/000072660123000028/0000726601-23-000028-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726601/000072660123000028/ccbg20230630pr8k.htm
  HTML page:      https://secwatch.observer/filing/0000726601-23-000028

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer