{"schema_version":"secwatch.filing_event.v1","accession":"0000726601-24-000004","form_type":"8-K","ticker":"CCBG","cik":"0000726601","company_name":"CAPITAL CITY BANK GROUP INC","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.767706+00:00","generated_at":"2026-06-06T20:19:05.547361+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Capital City Bank Q4 net income $11.7M ($0.70 EPS); full-year record $52.3M ($3.07 EPS)","bullets":["Q4 2023 net income $11.7M ($0.70 diluted EPS) vs $12.7M ($0.74) in Q3 2023 and $9.6M ($0.56) in Q4 2022.","Full year 2023 net income $52.3M ($3.07 diluted EPS) vs $33.4M ($1.97) for 2022 – a record year.","Net interest margin expanded to 4.07% in Q4 (up 31 bps YoY); full year NIM 4.05% vs 3.14% in 2022.","Loans grew 7.3% YoY (end-of-period); deposits declined 6.0% YoY; allowance coverage ratio 1.10%.","Nonperforming assets rose to $6.2M (0.15% of assets) from $4.7M in Q3 and $2.7M a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000726601-24-000004","json":"https://secwatch.observer/filing/0000726601-24-000004.json","markdown":"https://secwatch.observer/filing/0000726601-24-000004.md","text":"https://secwatch.observer/filing/0000726601-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/726601/000072660124000004/0000726601-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/726601/000072660124000004/ccbg20240123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:19:05.547361+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2591aeff23437c3a6d175440cbc3986e261ccc15","claim":"CAPITAL CITY BANK GROUP INC reported fourth quarter of 2023 results: net income 11.7 million, EPS $0.70 per diluted share.","evidence_excerpt":"Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $11.7 million, or $0.70 per diluted share, for the fourth quarter of 2023 compared to $12.7 million, or $0.74 per diluted share, for the third quarter of 2023, and $9.6 million, or $0.56 per diluted share, for the fourth quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/726601/000072660124000004/0000726601-24-000004-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2023"},{"label":"Net income","value":"11.7 million"},{"label":"EPS","value":"$0.70 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"8fc85d69d8cca84e63b4c2d39d9af3f7f16f16d9","claim":"CAPITAL CITY BANK GROUP INC reported full year of 2023 results: net income 52.3 million, EPS $3.07 per diluted share.","evidence_excerpt":"For the full year of 2023, net income attributable to common shareowners totaled $52.3 million, or $3.07 per diluted share, compared to net income of $33.4 million, or $1.97 per diluted share, for the same period of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/726601/000072660124000004/0000726601-24-000004-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full year of 2023"},{"label":"Net income","value":"52.3 million"},{"label":"EPS","value":"$3.07 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}