---
schema_version: "secwatch.filing_event.v1"
accession: "0000726601-24-000010"
form_type: "8-K"
ticker: "CCBG"
cik: "0000726601"
company_name: "CAPITAL CITY BANK GROUP INC"
filed_at: "2024-04-22T23:59:59+00:00"
generated_at: "2026-06-03T14:49:27.988379+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Capital City Bank Group Q1 net income $12.6M ($0.74/sh) up QoQ, down YoY; credit stable, dividend raised

## Summary
- Net income $12.6M ($0.74 diluted EPS) vs $11.7M ($0.70) Q4 2023 and $13.7M ($0.80) Q1 2023.
- Net interest margin 4.01%, down 6 bps QoQ; deposit costs up 19 bps to 85 bps.
- Credit provision fell to $0.9M from $2.0M prior quarter; nonperforming assets stable at 0.16%.
- Average loan balances grew $17.4M (0.6%); average deposits increased $28.0M (0.8%).
- Dividend raised 5% to $0.21/share; repurchased 82,540 shares in Q1.

## SEC filing metadata
- accession: 0000726601-24-000010
- form_type: 8-K
- ticker: CCBG
- cik: 0000726601
- company_name: CAPITAL CITY BANK GROUP INC
- filed_at: 2024-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/726601/000072660124000010/0000726601-24-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/726601/000072660124000010/ccbg20240422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000726601-24-000010
- JSON: https://secwatch.observer/filing/0000726601-24-000010.json
- Plain text: https://secwatch.observer/filing/0000726601-24-000010.txt

## Key facts
- Earnings Releases
  CAPITAL CITY BANK GROUP INC reported first quarter of 2024 results: net income $12.6 million, EPS $0.74 per diluted share.
  - Period: first quarter of 2024
  - Net income: $12.6 million
  - EPS: $0.74 per diluted share
  - Result: reported results
  source text: Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $12.6 million, or $0.74 per diluted share, for the first quarter of 2024
  evidence_url: https://www.sec.gov/Archives/edgar/data/726601/000072660124000010/0000726601-24-000010-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.