secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL CITY BANK GROUP INC (CCBG)
CIK:        0000726601
Form:       8-K
Filed at:   2025-01-28T23:59:59+00:00
Accession:  0000726601-25-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital City Bank Group Q4 EPS $0.77, record full-year net income $52.9M
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- Q4 net income $13.1M ($0.77/share) flat vs Q3; up from $11.7M ($0.70) in Q4 2023.
- Full year 2024 net income $52.9M ($3.12/share) vs $52.3M ($3.07) in 2023; record earnings.
- Tangible book value per share up 15.6% to $23.70; dividend raised 15.8% to $0.23 quarterly.
- Net interest margin 4.17% in Q4 (up 5 bps QoQ); deposit costs down 6 bps; provision expense $0.7M.
- End-of-period loans down 1.2% ($31.5M); deposits up 2.6% ($92.9M) on seasonal public funds.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/726601/000072660125000004/0000726601-25-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/726601/000072660125000004/ccbg-20250128.htm
  HTML page:      https://secwatch.observer/filing/0000726601-25-000004

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