{"schema_version":"secwatch.filing_event.v1","accession":"0000726601-25-000016","form_type":"8-K","ticker":"CCBG","cik":"0000726601","company_name":"CAPITAL CITY BANK GROUP INC","filed_at":"2025-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.113835+00:00","generated_at":"2026-05-23T10:45:07.967640+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Capital City Bank Q1 net income $16.9M ($0.99/diluted) vs $13.1M Q4 2024; NIM 4.22%","bullets":["Net income $16.9M ($0.99 diluted EPS) vs Q4 2024 $13.1M ($0.77) and Q1 2024 $12.6M ($0.74).","Net interest margin 4.22%, up 5 bps QoQ; deposit cost down 4 bps to 82 bps.","Noninterest income up 6.1% to $19.9M; mortgage banking +$0.7M, wealth management +$0.5M.","Noninterest expense down 7.4% to $38.7M; gain on sale of operations center added $0.17/diluted share.","Credit quality improved; net charge-offs 9 bps annualized (vs 25 bps Q4 2024); nonperforming assets $4.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0000726601-25-000016","json":"https://secwatch.observer/filing/0000726601-25-000016.json","markdown":"https://secwatch.observer/filing/0000726601-25-000016.md","text":"https://secwatch.observer/filing/0000726601-25-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/726601/000072660125000016/0000726601-25-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/726601/000072660125000016/ccbg-20250421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T10:45:07.967640+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}