{"schema_version":"secwatch.filing_event.v1","accession":"0000726601-25-000028","form_type":"8-K","ticker":"CCBG","cik":"0000726601","company_name":"CAPITAL CITY BANK GROUP INC","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.240341+00:00","generated_at":"2026-05-18T04:44:41.252533+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CCBG Q2 2025 EPS $0.88 vs $0.99 QoQ; NIM expands to 4.30%","bullets":["Net income $15.0M ($0.88 diluted EPS) vs Q1 $16.9M ($0.99) and Q2 2024 $14.2M ($0.83).","Tax-equivalent NII $43.2M; NIM 4.30% (+8bps QoQ, +28bps YoY); cost of funds 82bps.","Provision for credit losses $0.6M (down from $0.8M Q1); net charge-offs stable at 9bps; allowance/loans 1.13%.","Noninterest expense $42.5M (+9.9% QoQ) due to absence of $3.9M building-sale gain in Q1.","Tangible book value per share +3.2% QoQ; total risk-based capital ratio 19.60% (well-capitalized)."],"urls":{"canonical":"https://secwatch.observer/filing/0000726601-25-000028","json":"https://secwatch.observer/filing/0000726601-25-000028.json","markdown":"https://secwatch.observer/filing/0000726601-25-000028.md","text":"https://secwatch.observer/filing/0000726601-25-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/726601/000072660125000028/0000726601-25-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/726601/000072660125000028/ccbg-20250722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:44:41.252533+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}